Denise Tower
 

 
Home Highlights Your Neighborhood REALTOR


Denise Tower

Foreclosure Properties


   During these unfortunate economic times many homeowners and investors have lost their properties to foreclosure.  If you are a homebuyer looking for a good buy or an investor wanting to add to a portfolio, now is a great time to purchase.  For more information regarding HUD, VA, and bank owned properties, please register below and I will make sure you receive the latest list of properties available at no cost or obligation.   I do not sell these lists and they are updated regularly.    If you see something you like please let me assist you with your purchase.  I have extensive experience with all types of bank owned properties and short sales.

                                               Denise

                              denise@denisetower.com

                                             (314) 607-7221

 

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Advanced Home Search


  Don't forget to register for updated listings that match your home search criteria.  You will automatically receive listings as they are entered in the Multiple Listing Service insuring you are among the first to know when your dream home is available!


Step 1 - Enter Search Details
 
Price:   to    USD
Bedrooms: 
Bathrooms: 

Types: 
* Minimum of 1 Type is required
Locations:      
To narrow search results, click the "Specify Locations" radio button above.


 

Calculators


Use this handy calculator to determine how much house you can afford.  Once you have an idea of what your payments will be and how much house you can afford contact a mortgage professional or call my toll free number (877) 680-1767.
 

Once you have your pre-approval let me know you are ready to look for a home!

                                                        Denise

                                   denise@denisetower.com

                                                 (314) 607-7221

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
  No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  


Listing Book


This great new tool allows you to look at properties listed in the MLS in real time - just like REALTORS®!  You also have the ability to change your search requirements at any time and alert me about properties that are of interest to you so we can work together to find the perfect home for you.

Contact me to set up your personal listing book account.

denise@denisetower.com

(314) 607-7221


Our Listings



Can't find what you're looking for?

Try our Auto Home Search absolutely FREE!  Not only will you be notified by e-mail of all new listings that match your search criteria within our web site, but your home search will also be compared against other participating agents listings within your desired area(s). All new listings added to the system that match your criteria will be emailed to you. 

 


Sort By:   Price     Neighborhood     Type     Style     Size     Bedrooms     Bathrooms

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MLS® $990,000
Address: 2516 Annie Malone DR Size: 49325 sq. ft. Style: Type: Commercial
View Details »

Central West End
"Magnificent Gem"
MLS® $750,000
Address: #19 Washington Terrace Size: 7227 sq. ft. Style: 3 Story Type: Residential Bedrooms: 7 Bathrooms: 3
View Details »

MLS® $600,000
Address: 13918-13980 Olive BLVD Style: Type: Lots and Land
View Details »

Kirkwood MLS® $499,900
Address: 939 Evans Size: 3000 sq. ft. Style: Type: Residential Bedrooms: 5 Bathrooms: 4
View Details »

MLS® $435,000
Address: 1107 Wildhorse Meadows DR Size: 3460 sq. ft. Style: Type: Residential Bedrooms: 4 Bathrooms: 4
View Details »

Des Peres MLS® $433,000
Address: 1855 Camberly DR Size: 2877 sq. ft. Style: Type: Residential Bedrooms: 6 Bathrooms: 3
View Details »

MLS® $429,900
Address: 12350 Gaillard DR Size: 2639 sq. ft. Style: Type: Residential Bedrooms: 3 Bathrooms: 4
View Details »

Eureka MLS® $414,900
Address: 1028 Stone Spring CT Size: 3568 sq. ft. Style: Type: Residential Bedrooms: 5 Bathrooms: 5
View Details »

Kirkwood  (196-Kirkwood) (New Construction)
"True Period Style New Construction"
MLS® $399,900
Address: 722 Huntwood Size: 2400 sq. ft. Style: 1 1/2 Story Type: Residential Bedrooms: 4 Bathrooms: 4
View Details »

Ladue Trails  (167)
"Beautifully Updated Home"
MLS® $369,900
"3900 sqft of living space"
Address: 14012 Cross Trails Drive Size: 2946 sq. ft. Style: Single Story Type: Residential Bedrooms: 5 Bathrooms: 4
View Details »

Kirkwood MLS® $300,000
Address: 1301 Briarcreek Dr Size: 2142 sq. ft. Style: Type: Residential Bedrooms: 4 Bathrooms: 3
View Details »

Manchester MLS® $300,000
Address: 740 Sulpher Springs RD Size: 2800 sq. ft. Style: Type: Residential Bedrooms: 4 Bathrooms: 3
View Details »

Mehlville MLS® $299,900
Address: 5258 Hollow Wood Ct Size: 1700 sq. ft. Style: Type: Condominium Bedrooms: 3 Bathrooms: 2
View Details »

New England Village  (12004699)
"Beautiful 2 Story Home! Move-in Ready!"
MLS® $299,900
"Just Listed"
Address: 3020 Woodbridge Creek Drive Size: 3300 sq. ft. Style: 2 Story Type: Residential Bedrooms: 4 Bathrooms: 4
View Details »

Rock Hill MLS® $299,000
Address: 9228 Merritt Ave Size: 1680 sq. ft. Style: Type: Residential Bedrooms: 3 Bathrooms: 2
View Details »

<< Previous  1  2  3  4  5  6  7  8  9  10  Next >>


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